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Finance on Brother Machines £599 + only

Hitachi Finance Options Below on Brother Sewing Machines Priced £599 and over Only

If you are wanting Finance on a different Brand £200+ or a Brother Machine priced Between £200-£598 then see our Finance page £200+ or (Click Here)

FOR ONLINE FINANCE A 10% DEPOSIT MUST BE MADE SO YOU NEED TO APLPY ON A MACHINE PRICED £666 +

HOW TO APPLY FOR FINANCE.

  1. Once you have found your product and viewed the finance options then just add the item to the cart.
  2. Proceed to checkout as normal
  3. Complete the shipping address fully with Phone Number etc (note for finance the billing and delivery address must be the same and can only be a personal address not a business)
  4. Payment page, select (Apply for Finance Brother Machine £599)
  5. You will be transferred to Hitachi Finance Secure online portal for application, Complete the form and await the results

 

Option 1 – Interest free credit, for 12 months with no deposit 0% APR Representative.

FINANCE AVAILABLE IN STORE, BY PHONE, EMAIL & ONLINE AT CHECKOUT
Finance is available on all orders between £599 and £50,000. Couling Sewing Machines can offer you finance from Hitachi Personal Finance. Finance is available on selected machines in store and online. We can talk you through the available monthly finance plans and process your application in minutes.

Who can apply for finance?

  • Applicant must be 18 years or over on application date
  • In permanent UK Residence – minimum of 3 years
  • Retired from regular employment. Minimum age 50
  • Not working through disability
  • Self-Employed
  • In regular, permanent employment working a minimum of 16 hours per week (Includes students)

Terms and Conditions

  • To qualify you need to spend a minimum of £599
  • ID will be required for application (proof of address & proof of signature)
  • Hitachi Personal Finance full terms and conditions available on application
 
Option Examples below can only be used on brother machines £599 +
0% Finance for Brother Machines Priced £599+ with Hitachi INTEREST FREE
12 Month Interest Free credit

 

Option 2 – Interest free credit for 18 months with no deposit 0% APR Representative.

FINANCE AVAILABLE IN STORE, BY PHONE, EMAIL & ONLINE AT CHECKOUT
Finance is available on all orders between £1,500 and £50,000. Couling Sewing Machines can offer you finance from Hitachi Personal Finance. Finance is available on selected machines in store and online. We can talk you through the available monthly finance plans and process your application in minutes.

Who can apply for finance?

 Terms and Conditions

finance-option-2.jpg

Option 3 - Interest free credit for 24 months with no deposit 0% APR Representative. 

FINANCE AVAILABLE IN STORE, BY PHONE, EMAIL & ONLINE AT CHECKOUT
Finance is available on all orders between £7,000 and £50,000. Couling Sewing Machines can offer you finance from Hitachi Personal Finance. Finance is available on selected machines in store and online. We can talk you through the available monthly finance plans and process your application in minutes.

Who can apply for finance?

  • Applicant must be 18 years or over on application date
  • In permanent UK residence – a minimum of 3 years
  • Retired from regular employment. Minimum age 50
  • Not working through disability
  • Self-Employed
  • In regular, permanent employment working a minimum of 16 hours per week (Includes students)
 Terms and Conditions
  • To qualify you need a minimum loan value of £7000
  • ID will be required for application (proof of address & proof of signature)
  • Hitachi Personal Finance full terms and conditions available on application

 

finance-option-3.jpg

OPTION 4 – Buy Now Pay Later 14.9% APR Representative.

FINANCE AVAILABLE IN STORE, BY PHONE, EMAIL & ONLINE AT CHECKOUT
With our Buy Now Pay Later finance option, place your order with a selected agent and pay nothing for 12 months when you spend over £599. You can then choose to pay the balance in full by the end of the 12 months with a settlement fee of £29 or alternatively spread the cost and pay monthly. See the representative example.
Finance is available on all orders between £599 and £25,000. Couling Sewing Machines can offer you finance from Hitachi Personal Finance. Finance is available on selected machines in store and online. We can talk you through the available monthly finance plans and process your application in minutes.

Who can apply for finance?

  • Applicant must be 18 years or over on application date
  • In permanent UK residence – a minimum of 3 years
  • Retired from regular employment. Minimum age 50
  • Not working through disability
  • Self-Employed
  • In regular, permanent employment working a minimum of 16 hours per week (Includes students)

Terms and Conditions

  • To qualify you need a minimum loan value of £599
  • ID will be required for application (proof of address & proof of signature)
  • Hitachi Personal Finance full terms and conditions available on application
  • Buy Now Pay Later
 

OPTION 5 – Pay monthly finance 14.9% APR Representative.

FINANCE AVAILABLE IN STORE, BY PHONE & EMAIL 
Finance is available on orders between £599 and £50,000. Couling Sewing Machines can offer you finance from Hitachi Personal Finance. Finance is available on selected machines in store and online. We can talk you through the available monthly finance plans and process your application in minutes.

Who can apply for finance?

  • Applicant must be 18 years or over on application date
  • In permanent UK residence – a minimum of 3 years
  • Retired from regular employment. Minimum age 50
  • Not working through disability
  • Self-Employed
  • In regular, permanent employment working a minimum of 16 hours per week (Includes students)

Terms and Conditions

  • To qualify you need a minimum loan value of £599
  • ID will be required for application (proof of address & proof of signature)
  • Hitachi Personal Finance full terms and conditions available on application
  • 48 Month credit

Finance FAQs

How do I choose to PaybyFinance?

Just select the finance option on the checkout page or let the sales consultant know if you're buying in store, phone or by email.

Who is eligible to apply for online finance?

To apply for online finance, you must be over the age of 18, work at least 16 hours a week, or be retired with an income. You must also be a resident of the United Kingdom and have lived in the UK for the last 12 months or more.

Unfortunately, we are unable to offer online finance to residents of Eire. Homemakers aren't excluded from applying under their own names; however, the employment details of your spouse / partner will be required in order to process your application.

When do my repayments start?

Your monthly repayments will begin one month after your purchase has been delivered.

(For buy now pay later agreements option 4 the monthly repayments will start 12 months after delivery.)

Are there any arrangement fees or hidden extras for credit?

No. There are no arrangement fees or hidden extras.

Applying for online finance

Applying for online finance couldn't be easier or more convenient. When you buy online from Couling Sewing Machines you have the choice of applying for finance by adding your purchase to the shopping basket, selecting the finance option, and completing an online application form. Just follow the simple instructions, entering your personal details as required and we'll do the rest.

The whole process only takes a few minutes and is simple and secure. Once your finance application is approved, you will then be advised of how to sign the finance agreement and you will also receive an email confirming these details.

Please read the agreement carefully checking that all the details are correct, then either electronically sign the agreement or print and sign the agreement in both boxes. Post the signed agreement to the address shown on the covering letter of the agreement.

Following receipt of your finance agreement and a few additional checks, your goods will be dispatched.

Once my application is approved, what happens next?

Within minutes of your application being approved, you will be presented with the options to either e-sign or print and return your finance agreement.

If you choose to e-sign your agreement, a PDF of your agreement will be displayed on screen. You should read the agreement carefully before clicking all the relevant sections agreeing to its terms.

Once you have agreed to the terms of the finance agreement Couling sewing Machines will be notified and you need do nothing more.

If you choose to print and return your agreement you should print the agreement, read it carefully and then sign the document following the instructions on the covering letter. This signed document should then be posted to the address shown on the covering letter of the finance agreement.

Note that products will not be allocated to your order until your completed and signed agreement is returned and received by Hitachi Personal Finance. Shipment of your goods will follow soon after your agreement has been returned and received.

Will you credit score me and if so, what does this mean?

Credit scoring is the process used by financial services companies to evaluate the credit risk of new applicants. This technique will be applied to your application for online finance. Credit scoring works by awarding points for each answer given on the application form such as age, income and occupation, together with information obtained from credit reference agencies.

This information allows consistent decisions to be provided, ensuring all applicants are treated fairly. Credit scoring does not discriminate on the grounds of sex, race, religion or disability.

If you decline my application, what is the reason?

In addition to credit scoring, Hitachi also takes into account confirmation of your identity, validation of certain application details, existing commitments and information held at the credit reference agencies. Though Hitachi is unable to provide you with a main reason for declining your application, it is usually based on one, or a combination of the following:

• Your credit score (please note that every finance company will score you differently)

• Adverse credit reference agency information

• You are considered to be overcommitted

• You are aged under 18

• Your existing account performance with other lenders

What type of information do credit reference agencies hold about me?

Some of the information is public information, for example electoral roll, County Court Judgments and bankruptcies. Other lenders may also file information about accounts you hold with them for instance this could include your payment history and outstanding balance on these accounts. Any requests for credit, where a credit reference search has been undertaken, will also be filed, although the result of the request is not recorded.

How do I obtain a copy of this information?

Send a request to the relevant credit reference agency, together with details of all addresses at which you have lived over the last 6 years:

• Experian Limited, Customer Support Centre, PO Box 9000, Nottingham, NG80 7WF

• Equifax Ltd., Customer Service Centre, PO Box 10036, Leicester, LE3 4FS

• TransUnion International UK Limited, Consumer Services, PO Box 491, Leeds, LS3 1WZ

The above listed agencies will provide details of information relating to these addresses. If you believe that the information is incorrect, you can ask the agency to correct it.

If my application is not successful, can I re-apply?

Yes. We acknowledge that circumstances change and just because a previous application has been refused, it does not mean that a further request will automatically be turned down. We do suggest however, that you leave at least 6 months between applications.

Can I request delivery to an address other than my home?

In order to safeguard against fraudulent applications, we regret that we're able only to deliver goods to the home address of the applicant.

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