0% INTEREST FREE CREDIT NOW AVAILABLE AT COULING’S

Brother Machines over £599 will go through our partner Barclays finance at 0% No Fee for 12 months or longer which you can find more information below in the brother section 

We are now offering a range of finance options for all other machine brands like Bernina, Janome, Elna, singer etc - Brother Machine priced £200 - £595 only in association with Hitachi. On orders over £200 to give you the option to buy now and pay later! some example at the bottom of the page in the Hitachi finance section 

Most Finance does not require any deposit and customers (if approved) may be able to take their product home the same day

You can apply in store, by phone or via email Quick time scale of 10-15mins in opening hours

Open 9am - 5pm (Closed Wednesday & Sundays) Tel 01522 521841 or email info@coulingsewingmachines.co.uk

Brother Finance Options Available

CLICK HERE FOR THE FINANCE FORM - PDF Download

 

OPTION 1 – Interest free credit, for 12 months with no deposit 0% APR Representative.

FINANCE AVAILABLE IN STORE OR BY PHONE

Finance is available on all orders between £599 and £50,000. Couling Sewing Machines can offer you interest free finance from Barclays Partner Finance.  Finance is available on selected machines in store; you could pay with monthly finance. If you would like to apply for finance, please visit or phone us and we can talk you through the available monthly finance plans and process your application in minutes.

Representative Example

Item Value (cash price)

£1,299

Total amount of credit

£1,299

Agreement duration

12 Months

Annual rate of interest

0% P.A

Repesentative APR

0% APR

12 Monthly Installments of

£108.25

Total amount payable

£1,299

 

 

Who can apply for finance?

  •         Applicant must be 18 years or over on application date
  •         In permanent UK Residence – minimum of 3 years
  •         Retired from regular employment. Minimum age 50
  •         Not working through disability
  •         Self-Employed
  •         In regular, permanent employment working a minimum of 16 hours per week (Includes students)

Credit is subject to application and status.
Couling Sewing Machines acts as a credit broker and not the lender. Barclays Partner Finance acts as the lender. Terms and conditions apply.

 

Terms and Conditions

  •         To qualify you need to spend a minimum of £599
  •         ID will be required for application (proof of address & proof of signature)
  •         Barclays Partner Finance full terms and conditions available on application
  •         You will need to visit one of our agents to apply.

 

OPTION 2 – Interest free credit for 18 months with no deposit 0% APR Representative.

Finance is available on all orders between £599 and £50,000. Couling Sewing Machines can offer you interest free finance from Barclays Partner Finance.  Finance is available on selected machines in store; you could pay with monthly finance. If you would like to apply for finance, please visit or phone us and we can talk you through the available monthly finance plans and process your application in minutes.

Representative Example

Item Value (cash price)

£3,499

Total amount of credit

£3,499

Agreement duration

18 Months

Annual rate of interest

0% P.A

Repesentative APR

0% APR

18 Monthly Installments of

£194.39

Total amount payable

£3,499

 

 

Who can apply for finance?

  •         Applicant must be 18 years or over on application date
  •         In permanent UK Residence – minimum of 3 years
  •         Retired from regular employment. Minimum age 50
  •         Not working through disability
  •         Self-Employed
  •         In regular, permanent employment working a minimum of 16 hours per week (Includes students)

Credit is subject to application and status.
Couling Sewing Machines acts as a credit broker and not the lender. Barclays Partner Finance acts as the lender. Terms and conditions apply.

 

Terms and Conditions

  •         To qualify you need to spend a minimum of £1,500
  •         ID will be required for application (proof of address & proof of signature)
  •         Barclays Partner Finance full terms and conditions available on application
  •         You will need to visit one of our agents to apply.

 

OPTION 3 – Buy Now Pay Later 19.9% APR Representative.

FINANCE AVAILABLE IN STORE
 

With our Buy Now Pay Later finance option, place your order and pay nothing for 12 months when you spend over £599. You can then choose to pay the balance in full by the end of the 12 months with a settlement fee of £29 or alternatively spread the cost and pay monthly. See representative example.

Finance is available on all orders between £599 and £50,000. Couling Sewing Machines can offer you interest free finance from Barclays Partner Finance.  Finance is available on selected machines in store; you could pay with monthly finance. If you would like to apply for finance, please visit or phone us and we can talk you through the available monthly finance plans and process your application in minutes.

Representative Example

Item Value (cash price)

£2.999

Total amount of credit

£2,999

Agreement duration

48

Annual rate of interest

19.9% P.A

Repesentative APR

19.9% APR

36 Monthly payments

£128.56

Total amount payable

£4628.16

 

 

Who can apply for finance?

  •         Applicant must be 18 years or over on application date
  •         In permanent UK Residence – minimum of 3 years
  •         Retired from regular employment. Minimum age 50
  •         Not working through disability
  •         Self-Employed
  •         In regular, permanent employment working a minimum of 16 hours per week (Includes students)

Credit is subject to application and status.
Couling Sewing Machines acts as a credit broker and not the lender. Barclays Partner Finance acts as the lender. Terms and conditions apply.

 

Terms and Conditions

  •         To qualify you need to spend a minimum of £599
  •         ID will be required for application (proof of address & proof of signature)
  •         Barclays Partner Finance full terms and conditions available on application
  •         You will need to visit one of our agents to apply.

 

 

OPTION 4 – Pay monthly finance 14.9% APR Representative.

FINANCE AVAILABLE IN STORE

Finance is available on all orders between £599 and £50,000. Couling Sewing Machines can offer you interest free finance from Barclays Partner Finance.  Finance is available on selected machines in store; you could pay with monthly finance. If you would like to apply for finance, please visit or phone us and we can talk you through the available monthly finance plans and process your application in minutes.

Representative Example

Item Value (cash price)

£2.999

Total amount of credit

£2,999

Agreement duration

48 Months

Annual rate of interest

14.9% P.A

Repesentative APR

14.9% APR

48 Monthly Installments of

£81.90

Total amount payable

£3,931.20

 

 

Who can apply for finance?

  •         Applicant must be 18 years or over on application date
  •         In permanent UK Residence – minimum of 3 years
  •         Retired from regular employment. Minimum age 50
  •         Not working through disability
  •         Self-Employed
  •         In regular, permanent employment working a minimum of 16 hours per week (Includes students)

Credit is subject to application and status.
Couling Sewing Machines acts as a credit broker and not the lender. Barclays Partner Finance acts as the lender. Terms and conditions apply.

 

Terms and Conditions

  •         To qualify you need to spend a minimum of £599
  •         ID will be required for application (proof of address & proof of signature)
  •         Barclays Partner Finance full terms and conditions available on application
  •         You will need to visit one of our agents to apply.

 

Couling Sewing Machines, 53 High Street, Lincoln, LN5 8AN acts as a credit broker and not the lender, Barclays Partner Finance acts as the lender. Barclays Partner Finance is a trading name of Clydesdale Financial Services Limited a wholly owned subsidiary of Barclays Bank PLC. Clydesdale Financial Services Limited is authorised and regulated by the Financial Conduct Authority (Financial Services Register number 311753) Registered in England. Registered No 2901725. Registered office: 1 Churchill Place, London. E14

Hitachi finance section 

for all other machine brands like Bernina, Janome, Elna, singer etc - Brother Machine priced £200 - £595 only in association with Hitachi. On orders over £200 to give you the option to buy now and pay later! some example Below

Buy Now Pay Later 0% 6, 10 or 12 months (Best option if you feel you can pay this off within 12 months)

Countdown interest bearing allows you to defer your payments for a period of time selected

Hitachi Payments are flexible and allow you to:

  • Change the monthly payment – pay as much or as little as you wish each month
  • Change the payment date
  • Get a payment holiday
  • Repay the loan earlier

0% interest for 6, 10 or 12 months - if the balance is not settled within the period selected this will automatically carry over to a 48 month plan at 29.8% APR

(£29 early settlement fee may apply)

 

Interest Bearing 19.9% APR - 24 to 48 Months

Allows you to make equal monthly repayments at a fixed rate over a longer period

For Examples only (prices may change)

Buy Now Pay Later 12 months (Paid within 12 months 0% Promo)

Janome CXL301 @ £319

Monthly payments approx £26.58

Weekly equivalent approx £6.14

Early Settlement fee £29.00 May apply

 

For Examples only (prices may change)

Buy Now Pay Later 12 months (Paid within 12 months 0% Promo)

Bernina 350pe @ £895.00

Monthly payments approx £74.58

Weekly equivalent approx £17.21

Early Settlement fee £29.00 May apply

 

For Examples only (prices may change)

Interest Bearing 19.9% APR – 24 Months

No Deposit

Janome MC9400QCP @ £2199.00

Monthly payments £110.09

Weekly equivalent approx £25.41

 

Interest Bearing 19.9% APR – 48 Months

With Deposit

Janome MC9400QCP @ £2199.00

Deposit of £500

Loan amount £1699.00

Monthly payments £50.17

Weekly equivalent approx £11.58